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Turning ideas into reality

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Turning ideas into reality

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"We are all constructed out of our self dialogue."

 — BRYANT MCGILL

Mirum est notare quam littera gothica, quam nunc putamus parum claram, anteposuerit litterarum formas humanitatis per seacula quarta decima et quinta decima. Eodem modo typi, qui nunc nobis videntur parum clari, fiant sollemnes in futurum.

“The power of positive thinking will overcome so many things”
 — MALCOLM GLADWELL
Mirum est notare quam littera gothica, quam nunc putamus parum claram, anteposuerit litterarum formas humanitatis per seacula quarta decima et quinta decima. Eodem modo typi, qui nunc nobis videntur parum clari, fiant sollemnes in futurum.

"We are all constructed out of our self dialogue."
 — CHARLES F. LUMMIS
Mirum est notare quam littera gothica, quam nunc putamus parum claram, anteposuerit litterarum formas humanitatis per seacula quarta decima et quinta decima. Eodem modo typi, qui nunc nobis videntur parum clari, fiant sollemnes in futurum.

"Create with the heart; build with the mind."
 — M.F. MOONZAJER
Mirum est notare quam littera gothica, quam nunc putamus parum claram, anteposuerit litterarum formas humanitatis per seacula quarta decima et quinta decima. Eodem modo typi, qui nunc nobis videntur parum clari, fiant sollemnes in futurum.

“Success doesn't come to you; you go to it.”
 — T. SCOTT MCLEOD
Mirum est notare quam littera gothica, quam nunc putamus parum claram, anteposuerit litterarum formas humanitatis per seacula quarta decima et quinta decima. Eodem modo typi, qui nunc nobis videntur parum clari, fiant sollemnes in futurum.

“You will evolve past certain people. Let yourself.”
 — MANDY HALE
Mirum est notare quam littera gothica, quam nunc putamus parum claram, anteposuerit litterarum formas humanitatis per seacula quarta decima et quinta decima. Eodem modo typi, qui nunc nobis videntur parum clari, fiant sollemnes in futurum.

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Brochure

Working from home meant we could vary snack and coffee breaks.

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Let's help you!

vamtam — Mon, 19 Jun 2017 10:12:18 +0000

Let's help you!

Working from home meant we could vary snack and coffee breaks…

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How we can help?

We go deep to unlock insight and have the courage to act. We bring the right people together to challenge established thinking and drive transformation. We work with our clients to build the capabilities that enable organizations to achieve sustainable advantage.

On the other hand, we bossed ourselves around, set impossible goals, and demanded longer hours than office jobs usually entail. It was the ultimate “flextime,” in that it depended on how flexible we felt each day, given deadlines, distractions, and workaholic crescendos.

But on Aristotle’s view, the lives of individual human beings are invariably linked together in a social context. In the Peri PoliV he speculated about the origins of the state, described and assessed the relative merits of various types of government, and listed the obligations of the individual citizen.

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Body text functional tattoos are used primarily for a purpose other than aesthetics. One such use is to tattoo Alzheimer patients with their name, so they may be easily identified if they go missing.

Body text functional tattoos are used primarily for a purpose other than aesthetics.

Alzheimer patients with their name, so they may be easily identified if they go missing.Body text functional tattoos are used primarily for a purpose other than aesthetics.

Body text functional tattoos are used primarily for a purpose other than aesthetics. One such use is to tattoo Alzheimer patients with their name, so they may be easily identified if they go missing.

Body text functional tattoos are used primarily for a purpose other than aesthetics.

Alzheimer patients with their name, so they may be easily identified if they go missing.Body text functional tattoos are used primarily for a purpose other than aesthetics.

[easy_chart chart_id='12724']

Capabilities

Strategy

A business strategy is the means by which it sets out to achieve its desired ends.

Audit

If you have been selected for a business audit, here is what you need to know.

Restructuring

Restructuring your company could restore its viability and improve its liquidity position.

Benefits

Marketing Research

Research helps you plan the best way to get your product from the manufacturer to the retail shelf. In addition to deciding which retailers should carry your product, you should determine where your inventory will be held.

Listen to your team

Go to your team, and tell them you want to make a fresh start. Tell them you want them to enjoy their jobs more and get more done.

Analyze the Problem

In this problem solving step, you will want to figure out what caused the problem, what the problem looks like at this moment, and the urgency of addressing the problem.

Insights

US Stocks Are Expensive

April 11, 2017 Edit Working from home meant we could vary snack and coffee breaks, change our desks or...  Tags Market Read More ]]>

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Price

Consultation	15 min.	$ 15
Risk management	110 min.	$ 60
Market planning	60 min.	$ 30

“In three words I can sum up everything I've learned about life: it goes on.”
 — Robert Frost

“If you have a body, you are an athlete.”
 — Jackie Adams

"Be yourself; everyone else is already taken."
 — Oscar Wilde

“Be the change that you wish to see in the world.”
 — Mahat Magandhi

“Don't cry because it's over, smile because it happened.”
 — Dr.Seuss

Let's help you!

London, UK
Call us: 800-454-9272
office@example.com
Firs Avenue, Muswell Hill

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Appointments detail

vamtam — Sun, 13 Aug 2017 17:36:54 +0000

Business consulting in its purest sense is the ability to magnetize a business owner, entrepreneur, professional, mature or startup business to areas of critical performance based on meaningful, experienced, and documented understanding of the issue. Those critical areas can be marketing strategy, competitive advantage, business model, any of the 9 drivers that I talk about, leverage, etc. It’s not a theoretical process and it’s not only understanding the macro problem but also the nuances.

A business consultant, first of all, has to have the ability to understand function over form and cause over effect, because the consultant is going to either be brought in for a specific or a macro problem. A specific problem can be, “My website’s not getting any traffic.” The macro problem can be, “Were not getting enough sales,” or, “We’re getting beat in the market.” And you’ve got to be able to be causation-focused. You have to first look at the effect, but then determine what is really causing it. And then you’ve got to be able to deal not with form – “Oh, you just need better marketing” – but you have got to be able to understand function.

You have got to know that the micro, the granular, reality-base alternatives and know that one alternative doesn’t fit all. Let’s take a look at a complex business scenario as an example. Let’s say that you’re selling a supplement for weight loss.

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What Is the Difference Between a Good and a Bad Consultant?

I’ll give you an example about Henry Ford. When he ran Ford Motor Company and they were at the absolute peak, he would take a prospective executive, somebody who he was contemplating hiring, out to lunch. And if that potential executive salted his or her food before they tasted it, he would not hire them, because he thought somebody would make a decision impetuously without really assessing the problem, probably was dangerous.

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We go deep to unlock insight and have the courage to act. We bring the right people together to challenge established thinking and drive transformation. Be work with our clients to build the capabilities that enable organizations to achieve sustainable advantage.

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Aristotle made several efforts to explain how moral conduct contributes to the good life for human agents, including the Eqikh EudaimonhV and the Magna Moralia, but the most complete surviving statement of his views on morality occurs in the Eqikh Nikomacoi. Aristotle made several efforts to explain how moral conduct contributes to the good life for human agent.

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The Problem

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The Problem

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But on Aristotle’s view, the lives of individual human beings are invariably linked together in a social context.

In the Peri PoliV he speculated about the origins of the state, described and assessed the relative merits of various types of government, and listed the obligations of the individual citizen.

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“Don't cry because it's over, smile because it happened.”
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vamtam — Wed, 01 Jan 2014 10:30:53 +0000

The Problem

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We Made

But on Aristotle’s view, the lives of individual human beings are invariably linked together in a social context.

In the Peri PoliV he speculated about the origins of the state, described and assessed the relative merits of various types of government, and listed the obligations of the individual citizen.

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“In three words I can sum up everything I've learned about life: it goes on.”
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The Problem

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We Made

But on Aristotle’s view, the lives of individual human beings are invariably linked together in a social context.

In the Peri PoliV he speculated about the origins of the state, described and assessed the relative merits of various types of government, and listed the obligations of the individual citizen.

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“Don't cry because it's over, smile because it happened.”
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vamtam — Mon, 29 Jul 2013 16:55:47 +0000

The Problem

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But on Aristotle’s view, the lives of individual human beings are invariably linked together in a social context.

In the Peri PoliV he speculated about the origins of the state, described and assessed the relative merits of various types of government, and listed the obligations of the individual citizen.

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"Be yourself; everyone else is already taken."
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vamtam — Tue, 13 Aug 2013 02:05:25 +0000

The Problem

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But on Aristotle’s view, the lives of individual human beings are invariably linked together in a social context.

In the Peri PoliV he speculated about the origins of the state, described and assessed the relative merits of various types of government, and listed the obligations of the individual citizen.

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“In three words I can sum up everything I've learned about life: it goes on.”
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"Be yourself; everyone else is already taken."
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The Problem

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But on Aristotle’s view, the lives of individual human beings are invariably linked together in a social context.

In the Peri PoliV he speculated about the origins of the state, described and assessed the relative merits of various types of government, and listed the obligations of the individual citizen.

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“Don't cry because it's over, smile because it happened.”
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Insights

vamtam — Fri, 22 Mar 2013 18:55:22 +0000

vamtam-theme-circle-post  Category Finance

Four Big Mistakes Your Small Business Is Making

Matthew Stone March 22, 2014 0 Comments Edit Digital marketing has become paramount in today’s business landscape. If you’re not reaching out to... Read More vamtam-theme-circle-post  Category Business

9 Resources to Get You Prepared for Tax Season

Matthew Stone March 21, 2014 6 Comments Edit Don’t let tax season overwhelm you. Utilize these nine resources to help you take the... Read More vamtam-theme-circle-post  Category Business

Cutting Your Restaurant's Operations Costs

Matthew Stone March 10, 2014 0 Comments Edit Running a restaurant is expensive. You have operational costs that seem to only go up,... Read More vamtam-theme-circle-post  Category Environment

Mobile Wallet Guide: Android Pay vs. Apple Pay vs. Samsung Pay

Matthew Stone March 10, 2014 3 Comments Edit Paper money is so 2015. Just pull out your phone and click to pay. But... Read More vamtam-theme-circle-post  Category Business

How to Find the Best Bank for Your Business

Matthew Stone September 7, 2013 0 Comments Edit Business banking isn’t a hot topic — but having a good bank is crucial to... Read More vamtam-theme-circle-post  Category Advisor Environment

Why Tech Should Behave More Like Finance

Matthew Stone September 6, 2013 Edit Tech executives in particular should take a page from top financiers on how to build... Read More vamtam-theme-circle-post  Category Consulting

How to Get Elite Status on Business Flights

Matthew Stone September 6, 2013 0 Comments Edit There are a few simple ways to greatly improve your next business trip, and one... Read More vamtam-theme-circle-post  Category Environment

7 Questions to Ask Yourself Before Selling Your Business

Matthew Stone September 4, 2013 0 Comments Edit Adams also came to understand how important it was that his carefully crafted photos were reproduced to best effect. At Bender’s invitation, he joined the prestigious Roxburghe Club, an association devoted to fine printing and high standards in book arts. Read More vamtam-theme-circle-post  Category Environment

How to Adapt Your Culture as Your Company Grows

Matthew Stone August 28, 2013 0 Comments Edit An exceptional company culture means success for your business, and success means growth. As your... Read More Load more]]>

Blog Featured Posts

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US Stocks Are Expensive

Working from home meant we could vary snack and coffee breaks, change our desks or...  Tags Finance, Market, Stock Matthew Stone April 11, 2017 0 Comments Edit vamtam-theme-circle-post  Category Finance Stock

Investment Update, Fourth Quarter 2016

Working from home meant we could vary snack and coffee breaks, change our desks or...  Tags Art, Awards, Festivale Matthew Stone September 1, 2014 0 Comments Edit vamtam-theme-circle-post  Category Finance

Four Big Mistakes Your Small Business Is Making

Digital marketing has become paramount in today’s business landscape. If you’re not reaching out to... Matthew Stone March 22, 2014 0 Comments Edit vamtam-theme-circle-post  Category Business

9 Resources to Get You Prepared for Tax Season

Don’t let tax season overwhelm you. Utilize these nine resources to help you take the... Matthew Stone March 21, 2014 6 Comments Edit vamtam-theme-circle-post  Category Business

Cutting Your Restaurant’s Operations Costs

Running a restaurant is expensive. You have operational costs that seem to only go up,... Matthew Stone March 10, 2014 0 Comments Edit vamtam-theme-circle-post  Category Environment

Mobile Wallet Guide: Android Pay vs. Apple Pay vs. Samsung Pay

Paper money is so 2015. Just pull out your phone and click to pay. But... Matthew Stone March 10, 2014 3 Comments Edit vamtam-theme-circle-post  Category Business

How to Find the Best Bank for Your Business

Business banking isn’t a hot topic — but having a good bank is crucial to... Matthew Stone September 7, 2013 0 Comments Edit vamtam-theme-circle-post  Category Advisor Environment

Why Tech Should Behave More Like Finance

Tech executives in particular should take a page from top financiers on how to build... Matthew Stone September 6, 2013 Edit vamtam-theme-circle-post  Category Consulting

How to Get Elite Status on Business Flights

There are a few simple ways to greatly improve your next business trip, and one... Matthew Stone September 6, 2013 0 Comments Edit vamtam-theme-circle-post  Category Environment

7 Questions to Ask Yourself Before Selling Your Business

Adams also came to understand how important it was that his carefully crafted photos were reproduced to best effect. At Bender’s invitation, he joined the prestigious Roxburghe Club, an association devoted to fine printing and high standards in book arts. Matthew Stone September 4, 2013 0 Comments Edit Load more]]>

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Testimonials

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What your hair says about you to guys

Smiling like a Cheshire cat

Aristotle made several efforts to explain how moral conduct contributes to the good life for human agents, including the Eqikh EudaimonhV and the Magna Moralia, but the most complete surviving statement of his views on morality occurs in the Eqikh Nikomacoi. There he considered the natural desire to achieve happiness, described the operation of human… Page 1 of 41 2 3 4 Next]]>

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vamtam — Sat, 06 Aug 2016 06:30:53 +0000

Services

vamtam — Mon, 05 Dec 2016 16:27:00 +0000

CORE SERVICES

Strategy
and Planning

A business strategy is the means by which it sets out to achieve its desired ends.

Executive summary
Business description
Environment analysis
Industry background
Competitor analysis

Finance and
Restructuring

Restructuring your company could restore its viability and improve its liquidity position.

Cash management
Cash generation
Reorganization of functions
Reduce overhead
Improving the efficiency

Audit and
Evaluation

If you have been selected for a business audit, here is what you need to know.

Plan and Design
Substantive Test
Details of Balances
Audit Report
References

Taxes and
efficiency

Company income subject to tax is often determined much like taxable income for individual taxpayers.

Corporation defined
Used primarily for a purpose
Taxable income
Transfer pricing
Tax returns

Strategy

A business strategy is the means by which it sets out to achieve its desired ends.

Taxes

Company income subject to tax is often determined much like taxable income for individual taxpayers.

Consumer markets

Markets dominated by products and services designed for the general consumer.

Insurance

Business Insurance serves business executives who are responsible for the purchase and administration.

Audit

If you have been selected for a business audit, here is what you need to know.

Restructuring

Restructuring your company could restore its viability and improve its liquidity position.

Financial services

Financial services are the economic services provided by the finance industry.

Communications

Business communication involves constant flow of information.

We go deep to unlock insight and have the courage to act. We bring the right people together to challenge established thinking and drive transformation. We go deep to unlock insight and have the courage to act. Abe bring the right people together to challenge established thinking and drive transformation.

Let's help you!

Working from home meant we could vary snack and coffee breaks…

About us

vamtam — Mon, 05 Dec 2016 16:27:32 +0000

Our mission is clear

We go deep to unlock insight and have the courage to act. We bring the right people together to challenge established thinking and drive transformation. We work with our clients to build the capabilities that enable organizations to achieve sustainable advantage. We are shaping the future. Together.

We Innovate

Business plans may be internally or externally focused. Externally focused plans target goals that are important to external stakeholders, particularly financial stakeholders.

Our Performance

Externally focused plans target goals that are important to external stakeholders, particularly financial stakeholders.

Clients

Environment

  

FOUNDER

Avie Beaton

Other people's successes are good news - for them and for you. Good for you because they show you a way to go.

A business plan is a formal statement of business goals, reasons they are attainable, and plans for reaching them. It may also contain background information about the organization or team attempting to reach those goals..

Business plans may be internally or externally focused. Externally focused plans target goals that are important to external stakeholders, particularly financial stakeholders.

Business plans may target changes in perception and branding by the customer, client, taxpayer, or larger community. When the existing business is to assume a major change or when planning a new venture, a 3 to 5 year business plan is required, since investors will look for their investment return in that timeframe.

Business plans may be internally or externally focused. Externally focused plans target goals that are important to external stakeholders, particularly financial stakeholders.

They typically have detailed information about the organization or team attempting to reach the goals.

Join in conversation

Let's help you!

Phone: 800-454-9272

Working from home meant we could vary snack and coffee breaks, change our desks or…

Our Address ]]>

Contacts

vamtam — Mon, 05 Dec 2016 16:27:47 +0000

Thank you for your interest.
Please fill out the form below to inquire about our work in Financial.

+44 600 700 5353

office@example.com

London

20 Manchester Square
London W1U 360
United Kingdom
+44 201 700 5353

Get directions

New York

10 Hudson Yards
New York, NY, 10005
United States
+1 201 700 5353

Get directions ]]>

Consulting Classic

vamtam — Mon, 05 Dec 2016 16:29:56 +0000

A business strategy is the means by which it sets out to achieve its desired ends.

Make sure to take advantage of all the tax deductions and expenses.

If you have been selected for a business audit, here is what you need to know.

Restructuring your company could restore its viability and improve its liquidity position.

What we do?

Financial Services

Education

Energy & Environment

Financial Institutions

Health Care Payers & Providers

Medical Devices & Technology

All industries

Why our
consulting?

When your people get up every day wanting to come to work, success happens. We help you to ensure everyone is in the right jobs, well motivated and properly rewarded.

About us

Let the
numbers speak!

We have
clients in countries Successful
work with clients Successfully completed projects We have
more than experts

Our experts
wainting for you

Our business experts come from businesses of all shapes and sizes, but they share one thing in common - a commitment to promoting business and enabling others to do the same.

Bankers
Brokers
Finansal Stock
Head Hunters

Our people

“In three words I can sum up everything I've learned about life: it goes on.”
 — Robert Frost

“If you have a body, you are an athlete.”
 — Jackie Adams

"Be yourself; everyone else is already taken."
 — Oscar Wilde

“Be the change that you wish to see in the world.”
 — Mahat Magandhi

“Don't cry because it's over, smile because it happened.”
 — Dr.Seuss

Insights

vamtam-theme-circle-post  Category Stock

US Stocks Are Expensive

April 11, 2017 Edit Working from home meant we could vary snack and coffee breaks, change our desks or...  Tags Finance, Market, Stock Read More vamtam-theme-circle-post  Category Finance Stock

Investment Update, Fourth Quarter 2016

September 1, 2014 Edit Working from home meant we could vary snack and coffee breaks, change our desks or...  Tags Art, Awards, Festivale Read More vamtam-theme-circle-post  Category Finance

Four Big Mistakes Your Small Business Is Making

March 22, 2014 Edit Digital marketing has become paramount in today’s business landscape. If you’re not reaching out to... Read More vamtam-theme-circle-post  Category Business Finance

9 Resources to Get You Prepared for Tax Season

March 21, 2014 Edit Don’t let tax season overwhelm you. Utilize these nine resources to help you take the... Read More vamtam-theme-circle-post  Category Business

Cutting Your Restaurant's Operations Costs

March 10, 2014 Edit Running a restaurant is expensive. You have operational costs that seem to only go up,... Read More vamtam-theme-circle-post  Category Environment

Mobile Wallet Guide: Android Pay vs. Apple Pay vs. Samsung Pay

March 10, 2014 Edit Paper money is so 2015. Just pull out your phone and click to pay. But... Read More

Request
a call back

Fill the form:

]]>

Features List

vamtam — Tue, 17 Jan 2017 11:35:43 +0000

Highlights

Help Desk with one on one email and ticket support and dedicated support staff ready to assist you.

You're in Good Company
Over 30,000 websites are using the VamTam Themes. The stability of our themes have been battle tested and it's a great choice for projects of any size.

All Images Included in the Demo Content
No need to worry about finding the proper images for your niche. You are free to use any of the images you see in our Live Demo.

30 days money back guarantee
If the theme is not up to your expectations we will refund you no questions asked.

Front End Beaver Builder
The most innovative and easy to use page builder.
Join over 250,000 websites built with Beaver Builder.

Live Editing with the WordPress Customizer
All theme options are available in the WordPress Live Customizer to style your site easily in the front end.

23 Meticulously-scripted and professionally-produced HD video tutorials for beginners worth $79!

Extensive setup guide.

100 + help articles written by us.

Design

Live Editing with the WordPress Customizer
All theme options are available in the WordPress Live Customizer to style your site easily in the front end.

Child Theme Support for Advanced Users.

Revolution Slider Responsive WordPress Plugin – $25 !

30 + custom ready to use pages with amazing design.

Translation Ready

100% WPML / Polylang compatible.
The theme is translation ready – po/mo files included.

Easy Animation builder.
Unique scrolling animation, controlled from each builder element's option panel.

Font replacement
You can change any text on your site to the font of your liking and you can preview fonts in the admin panel
Google fonts support – 600+ fonts

The theme will let you customize the style and typography of every element in the design.

Simple but Powerful
Our philosophy for VamTam themes is to create a toolset that's powerful enough for developers, but simple enough for end users. The VamTam themes are the perfect balance of settings and functionality.

Video Background Sections

1200+ Premium Icon Set – $39 !

Max Mega Menu plugin

Retina ready We avoid using images in the design – instead, we use vector icons which look perfectly sharp on high resolution screens. We’ve also made sure that any images uploaded by you (featured images, etc.) have twice the width of the available space.

Layout

10+ Portfolio layouts

Cube Portfolio Grid worth $16 !
Filtered portfolio with cool CSS3 animations.
Featured slider for portfolio listing and portfolio posts.
Full width portfolio

Per page and per post option panels

Global archive templates

Jetpack and Jetpack widgets
We support some of the great free features Jetpack plugin come to offer:

Custom CSS
Custom Content Types
Extra Sidebar Widgets
Infinite Scroll
Sharing
Tiled Galleries
Widget Visibility

Boxed and fullwidth layout

10 header layouts

Ninja forms !

Choose from three max resolutions – 1140 px, 1260 px and 1400 px.

WooCommerce

Support for the best shop plugin – WooCommerce!

WooCommerce Product Archive Customizer Plugin – Allows you to customize WooCommerce product archives. Change the number of product columns and the number of products displayed per page. Toggle the display of core elements and enable some that are not included in WooCommerce core such as stock levels and product categories.

The best front end builder - Beaver Builder
Join over 300,000 websites built with Beaver Builder. Sleek, extremely easy to use and very well documented.

Sticky Header Option

One Page Style menu option

One-click demo content install

Integrated Envato Toolkit – you can update the theme from the admin panel.
Demo content and configuration one click install.
Widget importer.
Separate content, widget and demo sliders importers.

Mobile

Responsive layout (320px to 1400px)

Retina ready
We avoid using images in the design – instead, we use vector icons which look perfectly sharp on high resolution screens. We’ve also made sure that any images uploaded by you (featured images, etc.) have twice the width of the available space

Option to disable the background images on mobile devices

Change global display settings or breakpoints for devices

Option to enable search and top bar

Responsive Sliders

The columns of portfolio,blog and featured slider layout respond to resolution. 4 column layout will go down to 2 in mobile resolutions

Change display settings on mobile devices

All Beaver Builder layouts are responsive, meaning they automatically adjust for various screen sizes.

If you want further control, you can customize the responsive settings, both for individual elements and sitewide.

Change responsive settings for individual elements

You can choose large, medium, or small devices or some combination. Large Devices Only means the element will only be visible on desktop computers or TVs with a browser. Small Devices Only means the element will only be visible on most phones. Medium Devices are for devices like small tablets.

Hardware-acceleration on sliders and all javascript

Dedicated mobile design, looks perfect on your IOS or Android device

Touch Enabled Sliders with swiping

Support

Help Desk with one on one email and ticket support and dedicated support staff ready to assist you.

100 + help articles written by us

Support Scope
With your permission, we will gladly login to your WordPress admin panel or FTP so we can deal with any issues "hands on." We want our themes to work for you, and we'll bend over backwards to make that happen. Even if your problem isn't directly related to the theme, we will at least get you pointed in the right direction.

Response times less than 8 hours

23 Meticulously-scripted and professionally-produced HD video tutorials for beginners worth $79!

Extensive setup guide

In-Dashboard Contextual Help. Тhere are little helpers everywhere in the interface, that let you retrieve quick information about the particular fields you are currently viewing.

]]>

Consulting Modern

vamtam — Wed, 09 Aug 2017 19:41:03 +0000

Strategy

A business strategy is the means by which it sets out to achieve its desired ends.

Taxes

Company income subject to tax is often determined much like taxable income.

Audit

If you have been selected for a business audit, here is what you need to know.

Restructuring

Restructuring your company could restore its viability and improve its liquidity position.

Why our
consulting

When your people get up every day wanting to come to work, success happens. We help you to ensure everyone is in the right jobs, well motivated and properly rewarded.

Financial Services

A business strategy is the means by which it sets out to achieve its desired ends.

Education

A business strategy is the means by which it sets out to achieve its desired ends.

Energy & Environment

A business strategy is the means by which it sets out to achieve its desired ends.

Financial Institutions

A business strategy is the means by which it sets out to achieve its desired ends.

Health Care

A business strategy is the means by which it sets out to achieve its desired ends.

Technology

A business strategy is the means by which it sets out to achieve its desired ends.

We work with our clients to build the capabilities that enable organizations to achieve sustainable advantage.

Industries

Logistics

A business strategy is the means by which it sets out to achieve its desired ends.

Medical

A business strategy is the means by which it sets out to achieve its desired ends.

Space

A business strategy is the means by which it sets out to achieve its desired ends.

Education

A business strategy is the means by which it sets out to achieve its desired ends.

Subscrible for latest topics

Working from home meant we could vary snack and coffee breaks.

vamtam-theme-circle-post  Category Stock

US Stocks Are Expensive

Matthew Stone April 11, 2017 0 Comments Edit Working from home meant we could vary snack and coffee breaks, change our desks or...  Tags Finance, Market, Stock Read More vamtam-theme-circle-post  Category Finance Stock

Investment Update, Fourth Quarter 2016

Matthew Stone September 1, 2014 0 Comments Edit Working from home meant we could vary snack and coffee breaks, change our desks or...  Tags Art, Awards, Festivale Read More vamtam-theme-circle-post  Category Finance

Four Big Mistakes Your Small Business Is Making

9 Resources to Get You Prepared for Tax Season

Cutting Your Restaurant's Operations Costs

Mobile Wallet Guide: Android Pay vs. Apple Pay vs. Samsung Pay

Matthew Stone March 10, 2014 3 Comments Edit Paper money is so 2015. Just pull out your phone and click to pay. But... Read More

Meet the experts

Our business experts come from businesses of all shapes and sizes.

As Founder, Avie Beaton is responsible for Financial Company's operations both nationally and for the East and Central regions.

As CEO, Antony Karlson is responsible for Financial Company's operations both nationally and for the East and Central regions.

]]>

Personal Adviser

vamtam — Tue, 24 Oct 2017 20:14:07 +0000

Wed, 16 May 2018 12:21:41 +0000

Thu, 17 May 2018 10:31:26 +0000

Thu, 17 May 2018 21:36:45 +0000

Wed, 23 May 2018 05:16:04 +0000

Financial Advisors

vamtam — Wed, 12 Apr 2017 17:55:35 +0000

Strategy & Planning

A business strategy is the means by which it sets out to achieve its desired ends.

Finance & Restructuring

Restructuring your company could restore its viability and improve its liquidity position.

Estate & Protection

Company income subject to tax is often determined much like taxable income for individual taxpayers.

Audit & Evaluation

We supply audit and consulting services for managers, CЕO's of large companies, investors, lenders, etc.

All industries

Putting clients first!

With our thorough knowledge of all the products we support and the industries we serve, we make educated recommendations which help our clients realize long term value from their system. At our company we not only help you choose software to address your current business needs, we help you use that technology to your competitive advantage. And we do it all clearly and with purpose.

Mr. Jone Makuin, CEO & Founder

Wealth
Management

Wealth management is a high-level professional service that combines financial and investment advice, accounting and tax services, retirement planning and legal or estate planning for one set fee.

Investment
Management

Investment management is a generic term that most commonly refers to the buying and selling of investments within a portfolio. Investment management can also include banking and budgeting duties, as well as taxes.

Healthcare
Consulting

Healthcare companies face dramatic changes in customer behavior, market dynamics and regulatory demands. Bain works with healthcare companies to deliver better value for patients, fuel innovation and reduce the cost and complexity of operating systems.

Let the number speak for us and our happy clients

We have
clients in countries Successfu
work with clients Successfully completed projects We have
more than experts

Insights.

Subscrible for latest topics

Working from home meant we could vary snack and coffee breaks.

Read all vamtam-theme-circle-post  Category Stock

US Stocks Are Expensive

April 11, 2017 Edit Working from home meant we could vary snack and coffee breaks, change our desks or...  Tags Finance, Market, Stock Read More

Let's help you!

Phone: 800-454-9272

Working from home meant we could vary snack and coffee breaks, change our desks or…

Our Address ]]>

Aproach

vamtam — Fri, 21 Apr 2017 10:20:39 +0000

We go deep to unlock insight and have the courage to act.
We bring the right people together to challenge established thinking and drive transformation.

HOW WE WORK WITH CLIENTS

01

Find the problem

Which problem do you solve first? It doesn't matter. If you have time and energy, fix the one that will be the biggest boost to your bottom line.

Marketing Research

Listen to your team

Go to your team, and tell them you want to make a fresh start. Tell them you want them to enjoy their jobs more and get more done.

Analyze the Problem

In this problem solving step, you will want to figure out what caused the problem, what the problem looks like at this moment, and the urgency of addressing the problem.

02

Research and analysis

Whether you are aware of it or not, as a business owner you conduct market research all the time.

Distribution Research

Pricing Research

You need to keep the customer in mind as well as remember that the main goal is to maximize your profits. Consider whether or not customers can be gained through lower prices.

03

Applying solutions

Think like a doctor. You wouldn't be happy if your doctor gave you stomach medicine for a heart condition.

Project Management Huge online community of Project Managers offering over 12000 how-to articles, templates, project plans, and checklists to help you do your job. Human Capital Management

Increase business agility. Achieve more, faster, and with less resources. With the following key enablers: the cloud, mobile, social, analytics, the internet of things, and big data, you can transform your business for the future.

Business Process Services By leveraging business process services, you can focus on your core business challenges, instead of day-to-day non-core processes.

WHAT WE DO BEST

Strategy and Planning

A business strategy is the means by which it sets out to achieve its desired ends.

Finance and Restructuring

Restructuring your company could restore its viability and improve its liquidity position.

Estate Planning & Asset Protection

With the economy slowly plugging along and credit remaining tight, asset protection is still a hot topic.

Audit and
Evaluation

If you have been selected for a business audit, here is what you need to know.

All industries

Let's help you!

Working from home meant we could vary snack and coffee breaks…

Industries

vamtam — Tue, 25 Apr 2017 22:40:51 +0000

FEATURED INDUSTRIES

Logistics

Environment

Space

Aerospace and defense

Asset and wealth management

Automotive

Banking and capital markets

Capital projects and infrastructure

Chemicals

Communications

Consumer markets

Energy and mining

Engineering and construction

Entertainment and media

Financial services

Health industries

Industrial manufacturing

Industrial products

Insurance

Metals

Law firm services

OUR INSIGHTS

vamtam-theme-circle-post  Category Stock

US Stocks Are Expensive

Investment Update, Fourth Quarter 2016

Four Big Mistakes Your Small Business Is Making

Matthew Stone March 22, 2014 0 Comments Edit Digital marketing has become paramount in today’s business landscape. If you’re not reaching out to... Read More ]]>

People

vamtam — Wed, 26 Apr 2017 15:05:10 +0000

Leadership   

CHIEF OPERATING

Matthew Stone

As chief operating officer, Jason Bradson is responsible for Financial Company's operations East and Central regions.

  

CEO

Antony Karlson

As CEO, Antony Karlson is responsible for Financial Company's operations East and Central regions.

  

FOUNDER

Avie Beaton

As Founder, Avie Beaton is responsible for Financial Company's operations East and Central regions.

Our Experts

  

PROJECT MANAGER

Eddie Adkins

Serves as the tax technical leader for the Human Capital Services practice.

  

COMPLIANCE SPECIALIST

Steeve West

Serves as the tax technical leader for the Human Capital Services practice.

  

HR BUSINESS ADMIN

Anna Truman

Serves as the tax technical leader for the Human Capital Services practice.

  

MARKET PLANNING

Kelly Orlando

Serves as the tax technical leader for the Human Capital Services practice.

  

RISK MANAGMENT

Karla Avala

Serves as the tax technical leader for the Human Capital Services practice.

  

OCCUPANCY

Many Reed

Serves as the tax technical leader for the Human Capital Services practice.

  

HUMAN RESOURCES

Seal Weak

Serves as the tax technical leader for the Human Capital Services practice.

  

LOGISTICS

Samu Kobayashi

Serves as the tax technical leader for the Human Capital Services practice.

Join the team

Thank you for your interest. We need you.
Please fill out the form in the contact section to inquire about opportunities in our company.

Strategy & Planning

vamtam — Wed, 26 Apr 2017 15:07:13 +0000

How we can help?

Stats & Charts

Body text functional tattoos are used primarily for a purpose other than aesthetics. One such use is to tattoo Alzheimer patients with their name, so they may be easily identified if they go missing.

Body text functional tattoos are used primarily for a purpose other than aesthetics.

Alzheimer patients with their name, so they may be easily identified if they go missing.Body text functional tattoos are used primarily for a purpose other than aesthetics.

Body text functional tattoos are used primarily for a purpose other than aesthetics. One such use is to tattoo Alzheimer patients with their name, so they may be easily identified if they go missing.

Body text functional tattoos are used primarily for a purpose other than aesthetics.

Alzheimer patients with their name, so they may be easily identified if they go missing.Body text functional tattoos are used primarily for a purpose other than aesthetics.

[easy_chart chart_id='12724']

Capabilities

Strategy

A business strategy is the means by which it sets out to achieve its desired ends.

Audit

If you have been selected for a business audit, here is what you need to know.

Restructuring

Restructuring your company could restore its viability and improve its liquidity position.

Benefits

Marketing Research

Listen to your team

Go to your team, and tell them you want to make a fresh start. Tell them you want them to enjoy their jobs more and get more done.

Analyze the Problem

In this problem solving step, you will want to figure out what caused the problem, what the problem looks like at this moment, and the urgency of addressing the problem.

Insights

US Stocks Are Expensive

April 11, 2017 Edit Working from home meant we could vary snack and coffee breaks, change our desks or...  Tags Market Read More ]]>

Tax

vamtam — Wed, 26 Apr 2017 15:07:45 +0000

Finance & Restructuring

vamtam — Wed, 26 Apr 2017 15:08:19 +0000

How we can help?

Stats & Charts

Body text functional tattoos are used primarily for a purpose other than aesthetics. One such use is to tattoo Alzheimer patients with their name, so they may be easily identified if they go missing.

Body text functional tattoos are used primarily for a purpose other than aesthetics.

Alzheimer patients with their name, so they may be easily identified if they go missing.Body text functional tattoos are used primarily for a purpose other than aesthetics.

Body text functional tattoos are used primarily for a purpose other than aesthetics. One such use is to tattoo Alzheimer patients with their name, so they may be easily identified if they go missing.

Body text functional tattoos are used primarily for a purpose other than aesthetics.

Alzheimer patients with their name, so they may be easily identified if they go missing.Body text functional tattoos are used primarily for a purpose other than aesthetics.

[easy_chart chart_id='12724']

Capabilities

Strategy

A business strategy is the means by which it sets out to achieve its desired ends.

Audit

If you have been selected for a business audit, here is what you need to know.

Restructuring

Restructuring your company could restore its viability and improve its liquidity position.

Benefits

Marketing Research

Listen to your team

Go to your team, and tell them you want to make a fresh start. Tell them you want them to enjoy their jobs more and get more done.

Analyze the Problem

In this problem solving step, you will want to figure out what caused the problem, what the problem looks like at this moment, and the urgency of addressing the problem.

Insights

US Stocks Are Expensive

April 11, 2017 Edit Working from home meant we could vary snack and coffee breaks, change our desks or...  Tags Market Read More ]]>

Audit

vamtam — Wed, 26 Apr 2017 15:08:44 +0000

Audit & Evaluation

vamtam — Sun, 30 Apr 2017 11:02:13 +0000

How we can help?

Stats & Charts

Body text functional tattoos are used primarily for a purpose other than aesthetics. One such use is to tattoo Alzheimer patients with their name, so they may be easily identified if they go missing.

Body text functional tattoos are used primarily for a purpose other than aesthetics.

Alzheimer patients with their name, so they may be easily identified if they go missing.Body text functional tattoos are used primarily for a purpose other than aesthetics.

Body text functional tattoos are used primarily for a purpose other than aesthetics. One such use is to tattoo Alzheimer patients with their name, so they may be easily identified if they go missing.

Body text functional tattoos are used primarily for a purpose other than aesthetics.

Alzheimer patients with their name, so they may be easily identified if they go missing.Body text functional tattoos are used primarily for a purpose other than aesthetics.

[easy_chart chart_id='12724']

Capabilities

Strategy

A business strategy is the means by which it sets out to achieve its desired ends.

Audit

If you have been selected for a business audit, here is what you need to know.

Restructuring

Restructuring your company could restore its viability and improve its liquidity position.

Benefits

Marketing Research

Listen to your team

Go to your team, and tell them you want to make a fresh start. Tell them you want them to enjoy their jobs more and get more done.

Analyze the Problem

In this problem solving step, you will want to figure out what caused the problem, what the problem looks like at this moment, and the urgency of addressing the problem.

Insights

US Stocks Are Expensive

April 11, 2017 Edit Working from home meant we could vary snack and coffee breaks, change our desks or...  Tags Market Read More ]]>

Taxes & Efficiency

vamtam — Sun, 30 Apr 2017 11:02:34 +0000

How we can help?

Stats & Charts

Body text functional tattoos are used primarily for a purpose other than aesthetics. One such use is to tattoo Alzheimer patients with their name, so they may be easily identified if they go missing.

Body text functional tattoos are used primarily for a purpose other than aesthetics.

Alzheimer patients with their name, so they may be easily identified if they go missing.Body text functional tattoos are used primarily for a purpose other than aesthetics.

Body text functional tattoos are used primarily for a purpose other than aesthetics. One such use is to tattoo Alzheimer patients with their name, so they may be easily identified if they go missing.

Body text functional tattoos are used primarily for a purpose other than aesthetics.

Alzheimer patients with their name, so they may be easily identified if they go missing.Body text functional tattoos are used primarily for a purpose other than aesthetics.

[easy_chart chart_id='12724']

Capabilities

Strategy

A business strategy is the means by which it sets out to achieve its desired ends.

Audit

If you have been selected for a business audit, here is what you need to know.

Restructuring

Restructuring your company could restore its viability and improve its liquidity position.

Benefits

Marketing Research

Listen to your team

Go to your team, and tell them you want to make a fresh start. Tell them you want them to enjoy their jobs more and get more done.

Analyze the Problem

In this problem solving step, you will want to figure out what caused the problem, what the problem looks like at this moment, and the urgency of addressing the problem.

Insights

US Stocks Are Expensive

April 11, 2017 Edit Working from home meant we could vary snack and coffee breaks, change our desks or...  Tags Market Read More ]]>

Logistics

vamtam — Mon, 08 May 2017 17:30:45 +0000

How we can help?

Stats & Charts

Body text functional tattoos are used primarily for a purpose other than aesthetics. One such use is to tattoo Alzheimer patients with their name, so they may be easily identified if they go missing.

Body text functional tattoos are used primarily for a purpose other than aesthetics.

Alzheimer patients with their name, so they may be easily identified if they go missing.Body text functional tattoos are used primarily for a purpose other than aesthetics.

Body text functional tattoos are used primarily for a purpose other than aesthetics. One such use is to tattoo Alzheimer patients with their name, so they may be easily identified if they go missing.

Body text functional tattoos are used primarily for a purpose other than aesthetics.

Alzheimer patients with their name, so they may be easily identified if they go missing.Body text functional tattoos are used primarily for a purpose other than aesthetics.

[easy_chart chart_id='12724']

Capabilities

Strategy

A business strategy is the means by which it sets out to achieve its desired ends.

Audit

If you have been selected for a business audit, here is what you need to know.

Restructuring

Restructuring your company could restore its viability and improve its liquidity position.

Benefits

Marketing Research

Listen to your team

Go to your team, and tell them you want to make a fresh start. Tell them you want them to enjoy their jobs more and get more done.

Analyze the Problem

In this problem solving step, you will want to figure out what caused the problem, what the problem looks like at this moment, and the urgency of addressing the problem.

Insights

US Stocks Are Expensive

April 11, 2017 Edit Working from home meant we could vary snack and coffee breaks, change our desks or...  Tags Market Read More ]]>

Environment

vamtam — Mon, 08 May 2017 17:40:04 +0000

How we can help?

Stats & Charts

Body text functional tattoos are used primarily for a purpose other than aesthetics. One such use is to tattoo Alzheimer patients with their name, so they may be easily identified if they go missing.

Body text functional tattoos are used primarily for a purpose other than aesthetics.

Alzheimer patients with their name, so they may be easily identified if they go missing.Body text functional tattoos are used primarily for a purpose other than aesthetics.

Body text functional tattoos are used primarily for a purpose other than aesthetics. One such use is to tattoo Alzheimer patients with their name, so they may be easily identified if they go missing.

Body text functional tattoos are used primarily for a purpose other than aesthetics.

Alzheimer patients with their name, so they may be easily identified if they go missing.Body text functional tattoos are used primarily for a purpose other than aesthetics.

[easy_chart chart_id='12724']

Capabilities

Strategy

A business strategy is the means by which it sets out to achieve its desired ends.

Audit

If you have been selected for a business audit, here is what you need to know.

Restructuring

Restructuring your company could restore its viability and improve its liquidity position.

Benefits

Marketing Research

Listen to your team

Go to your team, and tell them you want to make a fresh start. Tell them you want them to enjoy their jobs more and get more done.

Analyze the Problem

In this problem solving step, you will want to figure out what caused the problem, what the problem looks like at this moment, and the urgency of addressing the problem.

Insights

US Stocks Are Expensive

April 11, 2017 Edit Working from home meant we could vary snack and coffee breaks, change our desks or...  Tags Market Read More ]]>

Space

vamtam — Mon, 08 May 2017 17:41:42 +0000

How we can help?

Stats & Charts

Body text functional tattoos are used primarily for a purpose other than aesthetics. One such use is to tattoo Alzheimer patients with their name, so they may be easily identified if they go missing.

Body text functional tattoos are used primarily for a purpose other than aesthetics.

Alzheimer patients with their name, so they may be easily identified if they go missing.Body text functional tattoos are used primarily for a purpose other than aesthetics.

Body text functional tattoos are used primarily for a purpose other than aesthetics. One such use is to tattoo Alzheimer patients with their name, so they may be easily identified if they go missing.

Body text functional tattoos are used primarily for a purpose other than aesthetics.

Alzheimer patients with their name, so they may be easily identified if they go missing.Body text functional tattoos are used primarily for a purpose other than aesthetics.

[easy_chart chart_id='12724']

Capabilities

Strategy

A business strategy is the means by which it sets out to achieve its desired ends.

Audit

If you have been selected for a business audit, here is what you need to know.

Restructuring

Restructuring your company could restore its viability and improve its liquidity position.

Benefits

Marketing Research

Listen to your team

Go to your team, and tell them you want to make a fresh start. Tell them you want them to enjoy their jobs more and get more done.

Analyze the Problem

In this problem solving step, you will want to figure out what caused the problem, what the problem looks like at this moment, and the urgency of addressing the problem.

Insights

US Stocks Are Expensive

April 11, 2017 Edit Working from home meant we could vary snack and coffee breaks, change our desks or...  Tags Market Read More ]]>

Education

vamtam — Wed, 10 May 2017 20:14:16 +0000

How we can help?

Stats & Charts

Body text functional tattoos are used primarily for a purpose other than aesthetics. One such use is to tattoo Alzheimer patients with their name, so they may be easily identified if they go missing.

Body text functional tattoos are used primarily for a purpose other than aesthetics.

Alzheimer patients with their name, so they may be easily identified if they go missing.Body text functional tattoos are used primarily for a purpose other than aesthetics.

Body text functional tattoos are used primarily for a purpose other than aesthetics. One such use is to tattoo Alzheimer patients with their name, so they may be easily identified if they go missing.

Body text functional tattoos are used primarily for a purpose other than aesthetics.

Alzheimer patients with their name, so they may be easily identified if they go missing.Body text functional tattoos are used primarily for a purpose other than aesthetics.

[easy_chart chart_id='12724']

Capabilities

Strategy

A business strategy is the means by which it sets out to achieve its desired ends.

Audit

If you have been selected for a business audit, here is what you need to know.

Restructuring

Restructuring your company could restore its viability and improve its liquidity position.

Benefits

Marketing Research

Listen to your team

Go to your team, and tell them you want to make a fresh start. Tell them you want them to enjoy their jobs more and get more done.

Analyze the Problem

In this problem solving step, you will want to figure out what caused the problem, what the problem looks like at this moment, and the urgency of addressing the problem.

Insights

US Stocks Are Expensive

April 11, 2017 Edit Working from home meant we could vary snack and coffee breaks, change our desks or...  Tags Market Read More ]]>

Industrial

vamtam — Wed, 10 May 2017 20:16:34 +0000

How we can help?

Stats & Charts

Body text functional tattoos are used primarily for a purpose other than aesthetics. One such use is to tattoo Alzheimer patients with their name, so they may be easily identified if they go missing.

Body text functional tattoos are used primarily for a purpose other than aesthetics.

Alzheimer patients with their name, so they may be easily identified if they go missing.Body text functional tattoos are used primarily for a purpose other than aesthetics.

Body text functional tattoos are used primarily for a purpose other than aesthetics. One such use is to tattoo Alzheimer patients with their name, so they may be easily identified if they go missing.

Body text functional tattoos are used primarily for a purpose other than aesthetics.

Alzheimer patients with their name, so they may be easily identified if they go missing.Body text functional tattoos are used primarily for a purpose other than aesthetics.

[easy_chart chart_id='12724']

Capabilities

Strategy

A business strategy is the means by which it sets out to achieve its desired ends.

Audit

If you have been selected for a business audit, here is what you need to know.

Restructuring

Restructuring your company could restore its viability and improve its liquidity position.

Benefits

Marketing Research

Listen to your team

Go to your team, and tell them you want to make a fresh start. Tell them you want them to enjoy their jobs more and get more done.

Analyze the Problem

In this problem solving step, you will want to figure out what caused the problem, what the problem looks like at this moment, and the urgency of addressing the problem.

Insights

US Stocks Are Expensive

April 11, 2017 Edit Working from home meant we could vary snack and coffee breaks, change our desks or...  Tags Market Read More ]]>

Medical

vamtam — Wed, 10 May 2017 20:18:37 +0000

How we can help?

Stats & Charts

Body text functional tattoos are used primarily for a purpose other than aesthetics. One such use is to tattoo Alzheimer patients with their name, so they may be easily identified if they go missing.

Body text functional tattoos are used primarily for a purpose other than aesthetics.

Alzheimer patients with their name, so they may be easily identified if they go missing.Body text functional tattoos are used primarily for a purpose other than aesthetics.

Body text functional tattoos are used primarily for a purpose other than aesthetics. One such use is to tattoo Alzheimer patients with their name, so they may be easily identified if they go missing.

Body text functional tattoos are used primarily for a purpose other than aesthetics.

Alzheimer patients with their name, so they may be easily identified if they go missing.Body text functional tattoos are used primarily for a purpose other than aesthetics.

[easy_chart chart_id='12724']

Capabilities

Strategy

A business strategy is the means by which it sets out to achieve its desired ends.

Audit

If you have been selected for a business audit, here is what you need to know.

Restructuring

Restructuring your company could restore its viability and improve its liquidity position.

Benefits

Marketing Research

Listen to your team

Go to your team, and tell them you want to make a fresh start. Tell them you want them to enjoy their jobs more and get more done.

Analyze the Problem

In this problem solving step, you will want to figure out what caused the problem, what the problem looks like at this moment, and the urgency of addressing the problem.

Insights

US Stocks Are Expensive

April 11, 2017 Edit Working from home meant we could vary snack and coffee breaks, change our desks or...  Tags Market Read More ]]>

Shop

vamtam — Mon, 10 Jul 2017 15:12:41 +0000

Cart

Mon, 10 Jul 2017 15:12:41 +0000

Checkout

Mon, 10 Jul 2017 15:12:42 +0000

Shop

vamtam — Tue, 08 Aug 2017 12:51:27 +0000

Financial books [product_category category="finance, tattoo-accessories" orderby="date" order="asc" columns="4"]

Trading books

[product_category category="trading, financial" orderby="date" order="asc" columns="4"]]]>

What kind of music do successful people listen to?

vamtam — Mon, 22 Mar 2010 20:55:06 +0000

Mario Peshev piano.

You need to listen to something that focuses you. It needs to keep you motivated, as well as keeping you calm and collected. Ready for business.

]]>

How to Get Elite Status on Business Flights

vamtam — Fri, 06 Sep 2013 18:03:03 +0000

There are a few simple ways to greatly improve your next business trip, and one is gaining elite status.

If you want to get the most out of your business trips, elite status perks significantly improve your traveling experience and, consequently, your productivity. While perks vary from airline to airline, they often include a faster line to your security checkpoint, complimentary access to airport lounges, priority boarding and more comfortable seating. You can also save money with free checked bags, in-flight Wi-Fi and meals.

How can you score those coveted elite status perks? You have a few options available.

Earn It
the Old Fashioned Way.

@FinancialAdvisors

Flying enough with one airline to reach an elite status tier is the simple way. If you’re traveling weekly or going on cross-country trips often, this method actually isn’t that difficult. For example, you could reach American Airline’s Platinum tier by traveling 50,000 miles or 60 segments annually.

Taking a status challenge accelerates the process. You pay a small fee to the airline, and then you can earn your way into elite status tiers by traveling a certain mile minimum within the challenge period. American Airlines charges a $200 fee to challenge for its Platinum tier, and you then have 90 days to travel at least 12,500 miles.

The problem with this method is that booking all those flights gets expensive, especially considering you only earn elite-qualifying miles (EQMs) when you pay with cash, not reward points or frequent flyer miles. Shooting for those elite status tiers may be worth it if you travel often or have a few trips coming up and can take a status challenge. Otherwise, it’s not the best option from a value perspective.

]]>

How to Find the Best Bank for Your Business

vamtam — Sat, 07 Sep 2013 14:03:47 +0000

Business banking isn't a hot topic -- but having a good bank is crucial to your business's success.

Small business banking is a topic that sometimes gets short shrift. With interest rates only just beginning to rise and business services at big banks closely resembling one another, small business media coverage tends to focus on more interesting topics such as technology, operations and company culture.

Because the banking news is static, it's easy to forget how critical banks really are in the day-to-day of a small business. However, trying to differentiate competing banks is a difficult task. National banks tend to match one another too closely in the pricing and structure of their small business products, while local banks vary too widely based on local conditions. Still, there are a number of basic qualities that make a bank the ideal choice for a small business:

Active Small Business Lending

@BusinessConsulting

Banks are the main source of funding for many entrepreneurs, providing loans and credit products suited to many different needs. A bank that is serious about pursuing relationships with small businesses will offer financing options for every stage of a small business's development.

The easiest way to determine which local banks are active supporters of small businesses is to speak with their bankers in person. Brick-and-mortar banks have a significant advantage over online banks or lenders in this respect. If you're interested in banks that participate in government-backed financing, the Small Business Administration also provides information on the most active SBA 7(a) lenders through its online resources. One example of a highly active small business lender is Wells Fargo, which has $459 million in outstanding SBA loans as of January 2017.

However, smaller banks tend to offer better service than national banks like Wells Fargo because they're able to concentrate more of their attention and resources in their immediate neighborhoods. Though they may not have as much capital available, you'll find that local banks tend to be more flexible and accommodating towards your business's specific circumstances. While online lending has made great strides in recent years, your best chances of getting a competitive loan rate are still with your local banks.

]]>

7 Questions to Ask Yourself Before Selling Your Business

vamtam — Wed, 04 Sep 2013 12:43:56 +0000

Here are some key questions to consider before you put your business on the market.

So, you’re ready to sell your business? You’ve nurtured it from the ground up, into a venture that’s now successful enough that it will appeal to others, who will ideally pay your full asking price. But if you think that alone is the criteria that make a business sale-ready, think again. There are many things to consider before you put your business on the market if you hope to reap the benefits of a successful sale.

Here are seven key questions to consider before you put your business on the market:

1. Are you ready to hand over the reins?

First and foremost, you must ask yourself if you are really ready to step away from your company and whether or not it’s at a point that it can survive without you. As many entrepreneurs can attest, sometimes they are the sole reason their business is a success. This is particularly true in cases where client relationships have been built over a number of years.

Still, the reality is, buyers are generally more attracted to companies that can thrive without the current owner’s continued involvement. If you’re still handling the day-to-day success that makes your business thrive, you may want to put your sale aspirations on hold, and begin mapping out an exit strategy that removes you from key roles. Only then will you truly be able to determine whether or not a future sale of your company can be successful.

2. Is your business currently thriving?

Buyers won’t bite based on past successes. If your business has already seen its heyday, don’t expect potential buyers to line up eager to buy it. This is why smart entrepreneurs often sell their businesses at the height of its success and popularity — they ride the wave to the top and then get out.

Ultimately, an informed buyer is going to want to verify that your company has been successful within the past 12 months and that it has a sustainable future. It’s up to you to prove that.

3. Do you have your affairs in order?

Potential buyers are going to want to see all kinds of information, likely spanning years. This includes tax returns and balance sheets. They’re going to want to see financial statements spanning entire 12-month periods in order to gauge seasonal fluctuations in revenue.

Potential buyers will also want to see licenses, permits, leases, customer and vendor contracts and anything else pertaining to business operations. Having your affairs in order also includes taking care of any outstanding debts or other legal issues that could potentially derail the sale of your business.

4. Have you consulted with all of the necessary experts to ready your business for sale?

When it comes to selling a business, don’t try to go at it alone. You’ll want to retain the advice of experts, including accountants, attorneys and business brokers that are seasoned in selling businesses in your particular (or at least a similar) field.

Doing so will ensure no important details, such as obtaining non-disclosure agreements from potential buyers, are overlooked.

5. Can you prove business profits?

Always remember that buyers are interested in profits over revenue when considering whether or not to purchase a business. The two are very different, and while revenues can look good on the surface, informed buyers will understand the difference between profit margin and revenue.

6. Have you conducted a thorough business valuation?

There are myriad factors to putting a dollar value on a business, including some you may not be familiar with. Like the previous consideration, this one comes down to expertise. A professional valuation will not only provide an accurate estimate of what your business is worth, but it will also better prepare you to vet potential buyers.

A proper valuation can also expose weaknesses that need to be addressed before you officially slap that for-sale sign on your business.

7. Are you prepared to answer questions and be transparent?

For a sale to be beneficial to both parties, you must be prepared to answer any and all questions that your potential buyer deems important. This means being honest about the pros and cons of your business. Don’t hide anything. Tell your buyers about your challenges in the business along with the successes.

If handled correctly, the sale of your business can be the perfect final chapter to your entrepreneurial journey. By addressing all of these points, you’ll increase the chances that both you and your buyer walk away from the deal satisfied and in the best position for future success.

]]>

Want Profits? Bottoms Up!

vamtam — Wed, 28 Aug 2013 21:23:54 +0000

BURP: Don't knock it 'til you try it.

I'm not suggesting that you host an open bar at work. What I am suggesting is that you adopt the BURP strategy in your place of business. Okay, now I'm sure you think I just returned from a two martini lunch, but alas I'm quite serious (yes, sober too). The BURP strategy (Bottom's Up for Remarkable Profits) is based on a single premise: nobody knows how to make your business succeed like those that do the work.

In business, high-level managers are responsible for creating the vision and mission, setting the direction in which the business will go and the means by which it will go there. Mid-level managers are responsible for implementing the policies and plans created at the highest level. Front-line managers direct the activities of the non-managerial personnel. Each of these people are subordinate to someone. If you're the CEO, it's the Board; a VP, it's the CEO; and so on.

Bottom's up? Why does it matter?

@ArtOfTheTattoos

Every subordinate is the expert when it comes to the jobs they're entrusted to do. Success and profitability depend upon the performance of each and every subordinate. Imagine that staff at any level are not aware of the compelling vision and mission.

Imagine that the instruction given to them is not sufficient, clear and practical. Imagine there's no feedback loop, and all these things go unnoticed.

Who knows best when things are not what they should be? The answer is the subordinates -- every single one of them. Bottom's-Up matters because those who are performing a task know better than anyone (Yes, even better than the one who assigned the task) whether or not things are working well and how they can be improved. A more effective and efficient workplace is one that can and will achieve greater profitability.

]]>

vamtam — Mon, 24 May 2010 12:15:57 +0000

How to Adapt Your Culture as Your Company Grows

vamtam — Wed, 28 Aug 2013 21:40:14 +0000

An exceptional company culture means success for your business, and success means growth. As your company grows, it becomes necessary to adapt your culture.

There’s really nothing like the feeling of walking into your office when business is good and the culture is prosperous. The times when energy is high and everyone is wearing a smile are truly great. However, times like these—when business is increasing and your company is growing—signify a forthcoming issue: How will you maintain this amazing culture as your company grows?

Truthfully, it pains me to call it an issue, because great culture means great success, and that success means growth. Maintaining the same cultural dynamic, though, can be difficult. If it helps at all, at least you’re not forced to adapt or change your culture because it’s failing, so at times, company culture is a bit of a matter of perspective. That said, let’s take a look at the contour of why you’ll need to adapt your culture as your company grows.

A growing company means…
what,exactly?

@BusinessConsulting

A growing company can mean several things. From the five stages of small business growth and beyond (large companies can and do grow, quite regularly), a number of changing factors present issues for your company culture. Here are a few of the more significant potential changes:

Larger workforce: As your company grows, there’s a very good chance that you’ll need to hire more employees. More employees means needing more managers. It can also mean better management, and that leads me to #2.
Better workforce: Let’s face it, some areas of your workforce may need improvement as your company grows. As hiring raises the bar, this might mean parting ways with employees who can’t maintain the new standard.
Multiple offices: A growing company can, and often does, mean multiple offices. For example, a software company in the San Francisco Bay area may open up a sales/customer service location in New York (very imaginative, I know).

So business is booming, and this means that there are new faces being thrown into the mix. Further, a second office is being opened up in a city that’s halfway across the country. Your company’s cultural dynamic will inevitably change, so now it’s not a matter of “why” but rather “how” to adapt your company culture. Several issues may arise, from leadership to management, operations to communications and more. Even your current technologies might need a sudden upgrade.

Whatever changes your culture needs, one thing seems to remain constant across all growing companies: implementing organizational change starts and ends with your company’s leadership. A study by the Center for Creative Leadership concluded that the competencies necessary for the leadership of growing companies include leading people, strategic planning, inspiring commitment and managing change. Aside from making complete sense, focusing on growing with (or into) the right leadership as your company expands often results in maintaining, and in some cases improving, your culture. In other words, adapting your leadership first means sustainable growth.

]]>

Why Tech Should Behave More Like Finance

vamtam — Fri, 06 Sep 2013 23:35:16 +0000

Tech executives in particular should take a page from top financiers on how to build efficient, competitive, and successful companies.

The financial industry often gets a bad rap, thanks in part to world-shattering events like the 2008 recession. It’s tough for an industry to appear on the up-and-up when a few legacy companies upend the global financial system.

But not all finance organizations are Lehman Brothers or Bear Stearns — in fact, most of them aren’t. The most pure markets in finance are incredibly sophisticated and arguably result in the most level playing fields of any industry. This is largely due to the fact that legislation forces transparency, so the sector must be vigilant about plugging holes and rooting out corruption.

Leaders in other fields can learn a great deal from studying leading finance companies. Unlike tech companies, which maintain relatively friendly relationships with competitors, finance is a dog-eat-dog world. Finance companies refuse to permit bloat and inefficiencies because they can’t afford such distractions when billion-dollar decisions are on the line.

Finance’s Finer Points

Not all business leaders desire a house in the Hamptons and a private yacht, nor do they thrive on the fast-paced, 24/7 work ethic that finance demands. But founders and executives of all stripes could stand to cultivate some of finance leaders’ most effective qualities.

Here’s what distinguishes the leaders — and winners — in this industry:

They take management seriously.

Major finance corporations conduct extensive management trainings that yield standardized processes and well-trained leaders. Executives in the tech industry would benefit from more intensive training, for ourselves and our staff members, before diving into or doling out management positions.

They recruit talent aggressively.

Finance companies know how to entice the brightest analytical minds, and they hook them before they’ve even started their careers. Much like talent scouts pursue college athletes for the big leagues, top finance organizations operate strong recruitment programs. They visit the best universities in the country, promoting their grade-A internship opportunities to promising would-be investors.

They’re data-driven.

Finance professionals rely on high-level, high-quality data information to stay on their competitors’ trails. Minute alpha advantages make the difference in billions of dollars in profit, which is why you see finance companies using predictive tools that are years ahead of those in any other industry.

Finance is a zero-sum game.

Professionals in this field either win big or lose big, and they’re keenly aware of what’s at stake. That mindset creates a hyper-focused approach to delivering results.

]]>

Mtn Business “Coffee”

vamtam — Sun, 28 Mar 2010 15:01:38 +0000

Launched in 1994, the MTN Group is a leading emerging market operator, connecting subscribers in 22 countries in Africa, Asia and the Middle East.

The MTN Group is listed on the JSE Securities Exchange in South Africa under the share code: “MTN.” As of 30 June 2013, MTN recorded 201.5 million subscribers across its operations in Afghanistan, Benin, Botswana, Cameroon, Cote d’Ivoire, Cyprus, Ghana, Guinea Bissau, Guinea Republic, Iran, Liberia, Nigeria, Republic of Congo (Congo Brazzaville), Rwanda, South Africa, Sudan, South Sudan, Swaziland, Syria, Uganda, Yemen and Zambia. MTN’s brand is the most valuable in Africa, and is ranked in the top 100 brands worldwide. MTN’s shares constitute the biggest primary listing on the JSE – Africa’s largest stock exchange.

]]>

How to Run a Successful Small Business

vamtam — Thu, 29 Apr 2010 13:30:23 +0000

[gallery type="columns" ids="12453,12456,12455,12454" orderby="rand"]

It can be easy to start a small business, as there are opportunities to fit almost every budget and skill.
It is often harder, however,to run a small business successfully. Running a successful small business often starts with the planning stage when you are deciding what you will sell and where you will locate your company. It doesn't stop there, however, as everything from your choice of employees to your accounting practices may influence your potential for success.

1.

Choose the
right business.

Your success in business may be directly related to how well you choose. Select a business in which you can use your skills and talents. For example, if you have artistic talents, a gift basket or floral arranging business may be a good choice. It's also important to consider the demand for the type of business you want to start. If you want to start a convenience store and there are several in your area, you may have trouble getting customers.

2.

Make a
business plan

3.

Secure any business
licenses and permits

4.

Select the right
location for your business

5.

Watch
your finances

6.

Choose your
employees carefully

7.

Stay on top of
your accounting

]]>

Eddie Adkins

vamtam — Sat, 12 Aug 2017 20:46:30 +0000

Portfolio

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What Is the Difference Between a Good and a Bad Consultant?

Appointment

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Karla Avala

vamtam — Sun, 13 Aug 2017 17:34:43 +0000

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Intime HQ

Mirum est notare quam littera gothica, quam nunc.

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Mirum est notare quam littera gothica, quam nunc.

Ṃining

Mirum est notare quam littera gothica, quam nunc.

CỌach

Mirum est notare quam littera gothica, quam nunc.

Astrő

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What Is the Difference Between a Good and a Bad Consultant?

Appointment

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Available Appointments on October 2, 2017

8:00 am – 9:00 am3 spaces available 9:00 am – 10:00 am3 spaces available 10:00 am – 11:00 am3 spaces available 11:00 am – 12:00 pm3 spaces available 12:00 pm – 1:00 pm3 spaces available 1:00 pm – 2:00 pm3 spaces available 2:00 pm – 3:00 pm3 spaces available 3:00 pm – 4:00 pm3 spaces available 4:00 pm – 5:00 pm3 spaces available]]>

Kelly Orlando

vamtam — Sun, 13 Aug 2017 17:39:35 +0000

Portfolio

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Mirum est notare quam littera gothica, quam nunc.

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Mirum est notare quam littera gothica, quam nunc.

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Intime HQ

Mirum est notare quam littera gothica, quam nunc.

Metropolitan

Mirum est notare quam littera gothica, quam nunc.

Ṃining

Mirum est notare quam littera gothica, quam nunc.

CỌach

Mirum est notare quam littera gothica, quam nunc.

Astrő

Mirum est notare quam littera gothica, quam nunc.

Pleasurē

Mirum est notare quam littera gothica, quam nunc.

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Available Appointments on October 2, 2017

Profile Bookings

vamtam — Tue, 29 Aug 2017 09:54:13 +0000

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Financial Advisors Modern

vamtam — Thu, 31 Aug 2017 09:32:09 +0000

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Máel We go deep to unlock insight and have the courage to act. We bring the right people together to challenge established thinking and drive transformation. Be work with our clients ... Read More
Wavelovę We go deep to unlock insight and have the courage to act. We bring the right people together to challenge established thinking and drive transformation. Be work with our clients ... Read More
Astrő We go deep to unlock insight and have the courage to act. We bring the right people together to challenge established thinking and drive transformation. Be work with our clients ... Read More
Pleasurē We go deep to unlock insight and have the courage to act. We bring the right people together to challenge established thinking and drive transformation. Be work with our clients ... Read More

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vamtam-theme-circle-post  Category Stock

US Stocks Are Expensive

Investment Update, Fourth Quarter 2016

September 1, 2014 Edit Working from home meant we could vary snack and coffee breaks, change our desks or...  Tags Art, Awards, Festivale Read More vamtam-theme-circle-post  Category Finance

Four Big Mistakes Your Small Business Is Making

March 22, 2014 Edit Digital marketing has become paramount in today’s business landscape. If you’re not reaching out to... Read More vamtam-theme-circle-post  Category Business Finance

9 Resources to Get You Prepared for Tax Season

March 21, 2014 Edit Don’t let tax season overwhelm you. Utilize these nine resources to help you take the... Read More vamtam-theme-circle-post  Category Business

Cutting Your Restaurant's Operations Costs

March 10, 2014 Edit Running a restaurant is expensive. You have operational costs that seem to only go up,... Read More vamtam-theme-circle-post  Category Environment

Mobile Wallet Guide: Android Pay vs. Apple Pay vs. Samsung Pay

March 10, 2014 Edit Paper money is so 2015. Just pull out your phone and click to pay. But... Read More

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Before you take any migration, we highly recommend you look through and follow our Reboot Survival Guide, which outlines the best practices for preparing your Linode for this migration.

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Before you take any migration, we highly recommend you look through and follow our Reboot Survival Guide, which outlines the best practices for preparing your Linode for this migration.

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Before you take any migration, we highly recommend you look through and follow our Reboot Survival Guide, which outlines the best practices for preparing your Linode for this migration.

https://www.linode.com/docs/platform/kvm-reference

Before you take any migration, we highly recommend you look through and follow our Reboot Survival Guide, which outlines the best practices for preparing your Linode for this migration.

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Animation Builder

vamtam — Thu, 21 Sep 2017 01:34:35 +0000

Animation Builder

Animations are disabled on a phone to Improve performance. Of course, if you wish you can always activate them. And they will work great on modern phones!

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Functional tattoos are used primarily for a purpose other than aesthetics. One such use is to tattoo Alzheimer patients with their name, so they may be easily identified if they go missing.

Body text functional tattoos are used primarily for a purpose other than aesthetics. One such use is to tattoo Alzheimer patients with their name, so they may be easily identified if they go missing.

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Pinning will begin when the top of the element aligns with the center of the viewport. Pinning will begin when the top of the element aligns with the center of the viewport.

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Pinning will begin when the bottom of the element aligns with the center of the viewport. Pinning will begin when the bottom of the element aligns with the center of the viewport.

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Pinning will begin when the bottom of the element aligns with the center of the viewport. Pinning will begin when the bottom of the element aligns with the center of the viewport.

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Theme Presentation

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Four Big Mistakes Your Small Business Is Making

vamtam — Sat, 22 Mar 2014 20:56:53 +0000

Digital marketing has become paramount in today's business landscape. If you're not reaching out to your audience online, then you're losing the lion's share in your market to your competitors who are marketing online.

Whether you're an established small business or a promising startup, there’s no excuse for not having a sustainable digital marketing strategy anymore. Even if you have a marketing plan in place, there’s really no guarantee that your plan works well until after you’ve seriously tested and tweaked everything.

If your digital marketing plan isn’t producing the incredible results you're expecting, it’s likely that your small business is making the following mistakes right now. Become aware of these issues, and make sure you’re not falling victim to these common mistakes.

1. Your strategy doesn’t resemble a “strategy” at all

Building a website or a Facebook page doesn’t qualify as a strategy in the strictest sense. What matters is how you use these online channels to achieve the goals you’ve set forth with your plan.

When it comes to building a business website, for instance, you need to find a way to use it as a platform to sell your products and services. Aside from creating landing pages for each salable item that you have, you need to find a way to attract an audience who will find interest in the things you’re selling. One way of doing this is to create compelling content that’s worth sharing. This is beneficial for long-term SEO purposes, as well as increasing overall visibility of your brand once your content gets shared on social media.

By increasing your website traffic from your target market, you should expect to convert a fraction of those into customers or clients. Not to mention, a strategy is never a one-and-done thing - you should commit to a strategy for a prolonged period to see the product of your labor come to fruition.

By coming up with sustainable tasks with your website that are focused towards a single goal and are implemented on a consistent basis, you now have a strategy that you can scale and improve so you can increase your conversion rate.

2. You don’t stand out from the rest of the pack

With the thousands, if not millions, of online businesses in your respective niches, you need to be special to make a lasting impression on your audience. If your business doesn't separate itself from your competitors, then you have a big problem.

The bulk of the issue can be attributed to your inability to identify a unique value proposition for your online business and clearly communicate it through your preferred channels. Does your company compete on price? Maybe your site has specialized knowledge on website builder comparisons or online marketing. To actually identify your value proposition, you need to learn how to do competitive research. This means taking a closer look at the online activities of your best competitors and see the good and the not-so-good things they’re doing.

By getting a better idea of their online habits and what they do to make their audience tick, you will have a greater understanding of what you must do to separate yourself from them.

Most of the data from competitor research is drawn from research tools like BuzzSumo, Ahrefs and others. Using either allows you to uncover the sites linking back to them and how they can do so, among other things. You can also analyze how each of their best-performing pages is constructed so you can replicate their technique and put a twist of your own. By interpreting the data correctly, you will be able to create content that resonates with your target market.

3. You don’t deliver what you promise

While I’ve touched on the importance of consistency, it deserves to be mentioned again. Business owners should be in it for the long haul, which means that their ventures are a marathon and not a sprint. It doesn't matter how fast you start - what is important is how you finish.

A component of consistency is setting out what you promised to your audience. If you can't comply with your self-imposed number of blog posts or newsletters in a week, then you risk losing the trust of your readers. The fact that you can't adhere to your rules is telling of your commitment, not to your business, but to your audience, your inability to comply to your word is indicative of how terrible your business is.

Internally at X3 Digital, to avoid losing the respect of our audience, my design agency makes sure that we practice consistency to temper audience expectation and keep people satisfied with our rate of production. Even if you feel understaffed and overworked, there are ways to work around these obstacles. You can always outsource smartly so you can delegate the menial tasks and focus on gauging the results. You can also look into marketing automation solutions so you can set pieces of your workflow into autopilot and put your mind at ease.

4. Your analytic data is lacking

At the very heart of digital marketing is one's ability to learn from mistakes. As a business owner, you need to learn how to take failures in stride and learn from them so you can apply them to your next campaign. However, tracking every move you make is another discipline in and of itself.

Private Party Band, a Florida-based corporate and wedding band, had been running new ad campaigns for their business, but had no KPIs or valuable analytics in place to track the success of their ad campaigns. This is an all-too-common mistake small businesses make when launching new set of ads for social media, starting a blog for your company or sending emails to your subscribers.

You need to find a way to measure the performances of each; this way, you can analyze the information into bite-sized data for you to review later on. From here, you can gauge which campaigns worked, which didn't and why. Understanding what makes for a successful campaign starts with setting up your tracking tools so you can keep learning and get better at promoting business online.

For starters, you need to learn how to use Google Analytics and align your website with your goals. While the tool covers lots of data to help your site succeed, you may need to other analytics tools that let you conduct A/B testing, micro-surveys and heat mapping to name a few.

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Mobile Wallet Guide: Android Pay vs. Apple Pay vs. Samsung Pay

vamtam — Mon, 10 Mar 2014 18:01:52 +0000

Paper money is so 2015. Just pull out your phone and click to pay. But which one should you use?

You no longer need to carry a bulky wallet filled with numerous credit cards or cash. With a mobile wallet, you simply use your smartphone to pay for your transactions. Most electronic wallets are free and to begin, you just download the app on your smartphone. Many of these apps, such as Apple Pay, Android Pay and Samsung Pay, are becoming increasingly popular and compatible with many card readers, credit cards and banks.

Android Pay, Apple Pay and Samsung Pay are some of the most common mobile wallets available. Aside from the differences in mobile platforms, there are many advantages and limitations to each option.

Android
Pay

@BusinessConsulting

With Android Pay, you can add most credit, debit and gift cards to the application. You can also store all your loyalty cards within the application as well, helping you maintain reward points. With Android Pay you don’t need to open the actual application when making a transaction. Android Pay uses near field communication technology (NFC). This allows you to transmit all your credit card information between your phone and the card reader. If the store has a newer card reader and accepts this mobile wallet, you can simply hold your phone to the card reader, while the phone is open. There is no fingerprint authentication required with this application.

Security is always a concern when it comes to your financial information. Instead of using your actual credit card number and other personal information when you use Android Pay, this application uses a virtual account number, ensuring that all your personal information is secured on your phone. And if your phone is lost or stolen, you can easily lock the phone, create a new password or completely wipe all financial information until the phone is recovered again.

Apple
Pay

@BusinessConsulting

Android Pay and Apple Pay have many similarities. For example, when using Apple Pay, you also hold your phone unlocked to the card reader. However, Apple Pay requires fingerprint authentication for the transaction to be complete. You can pay with either your smartphone or with an Apple Watch. You can make in-app purchases as well as payments online using this mobile wallet. Apple Pay is also compatible with most credit cards and U.S. banks.

When you make a purchase using Apple Pay, your receipts are kept in your mobile wallet but the transaction information is not stored elsewhere. Like Android Pay, your credit card information is not used for the transaction. Instead, a specific number is used, eliminating the chance of stolen credit cards and fraud.

Samsung
Pay

@BusinessConsulting

Samsung Pay is much more limited than Android Pay and Apple Pay. This electronic wallet is only available on the newest Samsung Galaxy phones, Galaxy S6 Edge+, Galaxy Note 5, Galaxy S6 active and Galaxy S2 and S3.

When you use this electronic wallet, you can add any qualifying Visa, MasterCard or American Express credit cards. Additionally, more than 650 banks and credit unions support Samsung Pay. You can also add gift cards and loyalty cards, helping you more easily manage and use them. If a card has a barcode located on it, it can be stored on the electronic wallet.

When you pay using Samsung Pay, you access the card you wish to use on the app, validate your purchase and place your phone near the card reader. You can also pay for online purchases when on your phone by using Samsung Pay and verify the purchase with your fingerprint.

One advantage to Samsung Pay is it works with most card readers. It uses both NFC technology and magnetic secure transmission (MST) technology. MST technology emits a magnetic signal that acts like magnetic strip that you find on most credit cards. This allows you to use this electronic wallet at more terminals than similar applications.

When it comes to the security of Samsung Pay, numerous security measures are in place. You must verify every purchase with your fingerprint or by entering a pin number. Additionally, your credit card number is never used for transactions, instead a random set of number is used. If you fear storing all your credit card information on your phone, all account information is encrypted and stored in a data vault.

]]>

9 Resources to Get You Prepared for Tax Season

vamtam — Fri, 21 Mar 2014 21:52:48 +0000

Don't let tax season overwhelm you. Utilize these nine resources to help you take the stress out of preparing your taxes for Uncle Sam. April really is the cruelest month. But when British poet T.S. Eliot immortalized those famous words in his literary masterpiece "The Waste Land," he never could've known that they would end up ringing true for business owners and entrepreneurs living in 21st-century America. Getting all of your receipts, financial documents and bank statements in order can be an arduous task. But there are solutions so that you can focus more on running your business and less on sifting through mountains of paperwork. Seeking outside help from a trusted accountant or bookkeeper is a great option, and technology has taken the grunt work out of organizing and preparing your own tax records -- making April not seem nearly as cruel as it used to be. We asked nine entrepreneurs from YEC to share the resources they use to simplify things and help get their taxes in order.

1

Track1099

Issuing 1099s was always a slow, costly process that required a CPA or advanced knowledge of Quickbooks. New online services such as Track1099 make processing your business' 1099s much easier. These services connect to your accounting program, pull the information from the appropriate recipients of 1099s and take care of all the communication with both the recipient and the IRS. Online and cheap. - Diego Orjuela, Cables & Sensors

2

Mint

Mint is a great way to review your business transactions from the past year. It is a mobile finance app you can link to credit cards, bank accounts and investment funds. Mint will automatically tag and categorize purchases to help you identify donations, gifts and other tax-deductible expenses that you've incurred over the year. - Adelyn Zhou, TOPBOTS

3

QuickBooks Self-Employed

Intuit recently launched a new offering called QuickBooks Self-Employed (QBSE), which is perfect for small businesses that aren't ready to jump into the full-service offering that most are used to seeing advertised. QBSE is great for independent contractors and freelancers as it allows a user to quickly and easily detangle expenses that might be intermingled across personal/business accounts. - Corey Eulas, Factorial Digital

4

Xero

We implemented Xero about two years ago, and it is a great cloud accounting solution with superb integration for other platforms so that you have Xero as the heart of your organization. There's also lots of customization possibilities due to their open API. We are still using a personal accounting firm, but remotely, we use Xero as a cloud accounting solution. - Philipp Mohr, Hashplay Inc

5

A Bookkeeper

The best way to plan for taxes is not to leave everything until the last second. Hire a good bookkeeper and have them take care of your books year round. I'd recommend having them utilize a widely used system like Quickbooks Online, which will give you real-time access to your financials. This will allow you to focus on growing your business as opposed to spending more time on taxes. - Mitch Gordon, Go Overseas

6

Evernote

I like Evernote because I can put all my files, notes and receipts in one place via a cloud-storage format. It just makes it easy when I'm on the go and can save and upload from anywhere. - John Rampton, Due

7

QuickBooks Online

I absolutely love using QuickBooks Online to help keep me organized and my books reconciled for tax time. It has made my life so much easier, and I love their mobile app for ease of use while I'm traveling or on the go. I can actually run payroll off my smartphone -- how cool! - Rachel Beider, Massage Greenpoint, Massage Williamsburg

8

Google Sheets

In addition to many of the other well-known tax software products out there, Google Sheets is definitely going to come in handy. Google Sheets is free to use and nearly identical to Excel -- with even more benefits. Access your data from anywhere and also share or convert to a different file type with the click of a button. - Zac Johnson, Blogger

9

An Accountant

Outsource your taxes. It’s not going to be expensive if you use an independent accountant that has your best interests at heart. You can make more money in the time (not to mention avoid the headaches) that you'll save yourself. - Thomas Smale, FE International]]>

Investment Update, Fourth Quarter 2016

vamtam — Mon, 01 Sep 2014 16:39:51 +0000

Working from home meant we could vary snack and coffee breaks, change our desks or view, goof off, drink on the job, even spend the day in pajamas, and often meet to gossip or share ideas.

Successful people ask better questions.

Working from home meant we could vary snack and coffee breaks, change our desks or view, goof off, drink on the job, even spend the day in pajamas, and often meet to gossip or share ideas. On the other hand, we bossed ourselves around, set impossible goals, and demanded longer hours than office jobs usually entail. It was the ultimate “flextime,” in that it depended on how flexible we felt each day, given deadlines, distractions, and workaholic crescendos.

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The ultimate financial plan

vamtam — Tue, 26 Aug 2014 09:10:16 +0000

Money Thing fixing

vamtam — Wed, 30 Jul 2014 23:30:26 +0000

Get a financial life

vamtam — Wed, 30 Jul 2014 23:32:03 +0000

Money

vamtam — Wed, 30 Jul 2014 23:33:46 +0000

The 4 Laws

vamtam — Tue, 26 Aug 2014 09:12:52 +0000

Up to

vamtam — Tue, 26 Aug 2014 09:24:49 +0000

Goal Setting for Advisors

vamtam — Tue, 26 Aug 2014 09:30:54 +0000

Financial literacy for Millennials

vamtam — Tue, 26 Aug 2014 09:39:32 +0000

The 9 steps

vamtam — Tue, 26 Aug 2014 09:42:17 +0000

Notes on startup

vamtam — Tue, 26 Aug 2014 09:22:59 +0000

Trading

vamtam — Tue, 26 Aug 2014 08:25:39 +0000

Money & Spiritual vision

vamtam — Tue, 26 Aug 2014 08:20:16 +0000

The Idea In You

vamtam — Sat, 06 Aug 2016 07:55:14 +0000

Business Startup Revealed

vamtam — Tue, 06 Dec 2016 19:28:38 +0000

US Stocks Are Expensive

vamtam — Tue, 11 Apr 2017 12:47:49 +0000

Working from home meant we could vary snack and coffee breaks, change our desks or view, goof off, drink on the job, even spend the day in pajamas, and often meet to gossip or share ideas.

[easy_chart chart_id='12565']

Aristotle made several efforts to explain how moral conduct contributes to the good life for human agents, including the Eqikh EudaimonhV and the Magna Moralia, but the most complete surviving statement of his views on morality occurs in the Eqikh Nikomacoi.Aristotle made several efforts to explain how moral conduct.

USA CANADA JAPAN

US has been draining liquidity from global capitall markets - ETF net flows, USD mln

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Cutting Your Restaurant's Operations Costs

vamtam — Mon, 10 Mar 2014 19:55:11 +0000

Running a restaurant is expensive. You have operational costs that seem to only go up, regardless of your restaurant's success.

Running a restaurant is expensive. You have operational costs that seem to only go up, regardless of your restaurant's success. You can turn your hard-earned cash at the end of each day into more profit if you cut costs in a few areas without cutting into the quality of your food or service.

GO
GREEN

@BusinessSolutions

Look at your restaurant with the eye of an environmentalist. You may find areas in which you can save money and help the environment. For example, if you're using traditional incandescent lighting, you could switch out bulbs for fluorescent lighting.

You can also save on energy costs if you turn off equipment that isn't in use for an hour a day – you can save up to $400 per year on ovens, according to Shipley Energy. If you swap out your regular toilets in your restaurant with low-flow toilets, you can save up to $1,000 over a year, depending on the cost of water in your area.

Another benefit to going green, or greener, is that sustainability sells.

Customers who are environmentally conscious are more likely to spend money at a restaurant that shows how it's helping the cause.

Another benefit to going green, or greener, is that sustainability sells. Customers who are environmentally conscious are more likely to spend money at a restaurant that shows how it's helping the cause.

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Variation #1319 of Kitchen Craft Home Made Glass Terrine Jars

vamtam — Mon, 10 Dec 2012 15:59:24 +0000

Variation #1320 of Kitchen Craft Home Made Glass Terrine Jars

vamtam — Mon, 10 Dec 2012 15:59:24 +0000

Variation #1321 of Kitchen Craft Home Made Glass Terrine Jars

vamtam — Mon, 10 Dec 2012 15:59:24 +0000

Variation #1322 of Kenwood kMix Two Slice Toaster

vamtam — Mon, 10 Dec 2012 16:07:40 +0000

Variation #1323 of Kenwood kMix Two Slice Toaster

vamtam — Mon, 10 Dec 2012 16:07:40 +0000

Variation #1331 of Kenwood kMix Two Slice Toaster

vamtam — Mon, 10 Dec 2012 16:07:40 +0000

Variation #1332 of Kenwood kMix Two Slice Toaster

vamtam — Mon, 10 Dec 2012 16:07:40 +0000

Variation #1333 of Kenwood kMix Two Slice Toaster

vamtam — Mon, 10 Dec 2012 16:07:41 +0000

Variation #1334 of Kenwood kMix Manual Espresso Machine

vamtam — Mon, 10 Dec 2012 16:09:14 +0000

Variation #1335 of Kenwood kMix Manual Espresso Machine

vamtam — Mon, 10 Dec 2012 16:09:14 +0000

The smart business start-up

vamtam — Tue, 06 Dec 2016 19:29:32 +0000

Disrupted

vamtam — Tue, 06 Dec 2016 19:30:02 +0000

Hooked

vamtam — Tue, 06 Dec 2016 19:30:46 +0000

On Strategy

vamtam — Mon, 06 Mar 2017 22:07:49 +0000

Harvard business review

vamtam — Mon, 06 Mar 2017 22:08:42 +0000

Zero to One

vamtam — Mon, 06 Mar 2017 22:09:50 +0000

Start Up

vamtam — Mon, 06 Mar 2017 22:13:07 +0000

Payback

vamtam — Wed, 09 Aug 2017 11:26:30 +0000

Platform Scale

vamtam — Wed, 09 Aug 2017 11:27:26 +0000

The Start Up

vamtam — Wed, 09 Aug 2017 11:30:10 +0000

Variation #432 of 50mm nikkor 1.4

vamtam — Tue, 23 Apr 2013 10:59:03 +0000

Variation #436 of 50mm nikkor 1.4

vamtam — Tue, 23 Apr 2013 11:01:39 +0000

Variation #1336 of Eva Solo My Teapot

vamtam — Mon, 10 Dec 2012 16:09:56 +0000

Variation #1337 of Eva Solo My Teapot

vamtam — Mon, 10 Dec 2012 16:09:56 +0000

Variation #1475 of Dualit Food XL1500 Processor

vamtam — Wed, 01 May 2013 09:49:13 +0000

Variation #1477 of Dualit Food XL1500 Processor

vamtam — Wed, 01 May 2013 10:11:27 +0000

Variation #6112 of 50mm nikkor 1.4

vamtam — Thu, 01 Aug 2013 14:52:05 +0000

Karla Avala

vamtam — Sun, 19 Jan 2014 19:07:06 +0000

Washington Career Fair

vamtam — Fri, 25 Aug 2017 10:37:49 +0000

Description

Meet face to face with top employers hiring for Sales, Customer Service, Retail, Financial Services, Management, I.T. and Government positions.

If you have been looking for a new career or just ready to start a new job you don't want to miss this exciting hiring event. Professional Dress is required and please bring additional copies of your resume.
What to expect at a Nationwide Career Fair?

Understand cash flow and its role in the credit risk assessment process
Interpret the impact of primary cash drivers
Prepare projections to assess future cash flow quality

Project future cash flow, debt service cover, and credit needs
Identify potential liquidity problems before they become a threat
Assess cash flow issues specific to international companies

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Credit Analysis

vamtam — Fri, 25 Aug 2017 22:33:38 +0000

Description

This three-day course builds on Moody’s Analytics “Fundamentals” and intermediate-level corporate credit courses to take credit professionals’ analysis skills to an advanced level.

This three-day program is designed to lift credit professionals’ analysis skills to an advanced level. It includes peer group analysis, market-based credit models, complex capital structures, event risk, and early warning signs.
Each credit issue will be analyzed from theoretical and practical perspectives, using recent market examples for learners to assess cash flow and credit implications.
The course concludes with a comprehensive case study designed to bring all the topics together in a real-world example.

Gain advanced skills in corporate credit analysis so you can:

Understand cash flow and its role in the credit risk assessment process
Interpret the impact of primary cash drivers
Prepare projections to assess future cash flow quality

Project future cash flow, debt service cover, and credit needs
Identify potential liquidity problems before they become a threat
Assess cash flow issues specific to international companies

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Financial Statement Analysis

vamtam — Fri, 25 Aug 2017 22:50:39 +0000

Description

This three-day course gives participants a detailed understanding of financial statements, in the context of rapidly changing standards, for assessing financial risk.

Having a detailed understanding of financial statements is critical to assessing financial risk, and the rapid change in financial statement standards makes this a continuing challenge.
This course brings together the key elements of financial statement analysis. We help participants develop their skills, enabling them to ask the right questions and see the real risks facing businesses and investors. The course uses the IFRS reference reporting framework.
Gain advanced skills in financial statement analysis so you can:

Understand cash flow and its role in the credit risk assessment process
Interpret the impact of primary cash drivers
Prepare projections to assess future cash flow quality

Project future cash flow, debt service cover, and credit needs
Identify potential liquidity problems before they become a threat
Assess cash flow issues specific to international companies

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Corporate Cash Flow

vamtam — Fri, 25 Aug 2017 22:55:26 +0000

Description

This three-day course focuses on the importance of cash flow analysis in the credit assessment process.

Future cash flows pay interest and principal, not historic accrual profits.
This course focuses on the importance of cash flow analysis in the credit assessment process. The course also deals with the credit risks of companies with international activities, and the difficulties involved when dealing with off-balance sheet and contingent liabilities.
This course is part of Moody's Analytics corporate credit analysis program and builds on the concepts explored in Moody's Analytics Fundamentals of Corporate Credit Analysis course.

Understand cash flow and its role in the credit risk assessment process
Interpret the impact of primary cash drivers
Prepare projections to assess future cash flow quality

Project future cash flow, debt service cover, and credit needs
Identify potential liquidity problems before they become a threat
Assess cash flow issues specific to international companies

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Small Business Banking

vamtam — Fri, 25 Aug 2017 23:04:24 +0000

Description

The Certificate in Small Business Banking (CSBB) leverages Moody's expertise in credit and risk to certify achievement of the highest standards in small business client servicing and loan decisions.How do I qualify for the CSBB?

Understand cash flow and its role in the credit risk assessment process
Interpret the impact of primary cash drivers
Prepare projections to assess future cash flow quality

Project future cash flow, debt service cover, and credit needs
Identify potential liquidity problems before they become a threat
Assess cash flow issues specific to international companies

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Credit Risk

vamtam — Fri, 25 Aug 2017 23:12:13 +0000

Description

This two-day course provides a review of the critical issues surrounding counterparty credit risk and other risks associated with over-the-counter (OTC) derivative contracts.

Gain insights into counterparty credit risk so you can:

Understand modeling and estimation of counterparty credit exposures.
Identify issues in collateral usage and risks.
Understand the rationale and concerns over bilateral credit value adjustments.

Who Attends?

Understand cash flow and its role in the credit risk assessment process
Interpret the impact of primary cash drivers
Prepare projections to assess future cash flow quality

Project future cash flow, debt service cover, and credit needs
Identify potential liquidity problems before they become a threat
Assess cash flow issues specific to international companies

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Structure Risk Learning Solution

vamtam — Fri, 25 Aug 2017 23:19:01 +0000

Description

This two-day course teaches a structured approach to mitigating and protecting banks against business, financial, and structure risks.

This course builds on the risk analysis learned in Fundamentals of Corporate Credit. It teaches a structured approach to mitigating and protecting banks against those risks. The course focuses on loss given default (LGD) as part of the risk equation. It demonstrates how poor understanding of the different types of structure risk can increase LGD.

Gain insights into structure risk so you can:

Structure complex deals, taking a practical approach to protect against business, financial, and structure risk.
Assess the impact and effectiveness of financial and non-financial covenants on a bank’s position.
Assess the value of collateral and the reality of executing that collateral in a stress scenario.
Instruct lawyers more effectively regarding the wording of loan documentation.

Who Attends?

Understand cash flow and its role in the credit risk assessment process
Interpret the impact of primary cash drivers
Prepare projections to assess future cash flow quality

Project future cash flow, debt service cover, and credit needs
Identify potential liquidity problems before they become a threat
Assess cash flow issues specific to international companies

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Blended Solutions for Companies

vamtam — Fri, 25 Aug 2017 23:24:45 +0000

Description

Moody’s Analytics works with clients to deliver end-to-end, blended learning solutions for high-quality, consistent, and cost-effective banking and financial markets training globally.
Our cutting-edge, adaptive eLearning and online testing will help you build a solid foundation in core competencies. With the foundation in place, you can focus on building proficiency in advanced topics via our highly-interactive, case study-focused classroom and web sessions that are facilitated by expert practitioners.
Get advice from our experienced team on how our blended approach can help you achieve your learning objectives in an effective and cost-efficient way.

Request more information to learn about how we are helping our clients and partners, including:

Understand cash flow and its role in the credit risk assessment process
Interpret the impact of primary cash drivers
Prepare projections to assess future cash flow quality

Project future cash flow, debt service cover, and credit needs
Identify potential liquidity problems before they become a threat
Assess cash flow issues specific to international companies

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Applications and Implementation

vamtam — Fri, 25 Aug 2017 23:27:59 +0000

Description

This four-day workshop provides comprehensive and thoroughly practical training for introducing, enhancing, and updating governance practices in organizations.
Corporate governance principles have become an essential part of managing modern enterprises. However, the adaptation and implementation of “best practices,” as increasingly demanded by shareholders, regulators, and the market, can be challenging.
This workshop provides comprehensive and practical training for introducing, enhancing, and updating governance practices in organizations in both developed and emerging markets.
Gain insights into the application and implementation of corporate governance so you can:

Understand cash flow and its role in the credit risk assessment process
Interpret the impact of primary cash drivers
Prepare projections to assess future cash flow quality

Project future cash flow, debt service cover, and credit needs
Identify potential liquidity problems before they become a threat
Assess cash flow issues specific to international companies

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Order – October 7, 2017 @ 07:22 PM

Sat, 07 Oct 2017 19:22:21 +0000

Order – October 7, 2017 @ 08:05 PM

Sat, 07 Oct 2017 20:05:55 +0000

Order – January 3, 2018 @ 08:03 AM

Wed, 03 Jan 2018 08:03:40 +0000

Eddie Adkins

vamtam — Wed, 26 Feb 2014 20:01:39 +0000

Nikolay | 1

vamtam — Fri, 18 Aug 2017 08:07:43 +0000

Nikolay | 2

vamtam — Fri, 18 Aug 2017 08:07:43 +0000

Nikolay | 3

vamtam — Fri, 18 Aug 2017 08:07:43 +0000

Nikolay | 4

vamtam — Fri, 18 Aug 2017 08:07:43 +0000

Nikolay | 5

vamtam — Fri, 18 Aug 2017 08:07:43 +0000

Nikolay | 6

vamtam — Fri, 18 Aug 2017 08:07:43 +0000

Nikolay | 7

vamtam — Fri, 18 Aug 2017 08:07:43 +0000

Nikolay | 8

vamtam — Fri, 18 Aug 2017 08:07:43 +0000

Nikolay | 9

vamtam — Fri, 18 Aug 2017 08:07:43 +0000

Nikolay | 10

vamtam — Fri, 18 Aug 2017 08:07:43 +0000

Kelly Orlando

vamtam — Fri, 25 Aug 2017 10:53:14 +0000

Niki Totev | 1

vamtam — Fri, 08 Sep 2017 06:52:11 +0000

Niki Totev | 2

vamtam — Fri, 08 Sep 2017 06:52:11 +0000

Bjhh jgg | 1

Mon, 09 Oct 2017 18:50:24 +0000

Bjhh jgg | 2

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Bjhh jgg | 3

Mon, 09 Oct 2017 18:50:24 +0000

DUPONT | 1

Tue, 31 Oct 2017 15:40:42 +0000

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Mon, 06 Nov 2017 02:15:13 +0000

patryk | 1

Thu, 23 Nov 2017 21:10:37 +0000

Test

vamtam — Fri, 18 Aug 2017 08:06:23 +0000

Full course

vamtam — Fri, 25 Aug 2017 15:03:02 +0000

ad | 1

Sat, 09 Dec 2017 11:31:06 +0000

saman kianfar | 1

Wed, 03 Jan 2018 07:58:38 +0000

апр | 1

Thu, 04 Jan 2018 19:12:08 +0000

Lukasz Kaszuba | 1

Thu, 18 Jan 2018 07:18:53 +0000

zxcada | 1

Sat, 03 Feb 2018 16:57:39 +0000

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qadad@adad.com — Sat, 03 Feb 2018 17:36:23 +0000

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qadad@adad.com — Mon, 05 Feb 2018 22:20:22 +0000

Ansari Abdullah | 1

Tue, 06 Feb 2018 19:34:41 +0000

Ansari Abdullah | 1

Tue, 06 Feb 2018 19:41:17 +0000

IOSa | 1

Fri, 23 Feb 2018 18:01:12 +0000

Dan Jacobs | 1

Thu, 08 Mar 2018 00:46:08 +0000

Mauricio Gutierrez | 1

Sun, 11 Mar 2018 22:21:01 +0000

as | 1

Fri, 06 Apr 2018 09:28:23 +0000

Filip | 1

Tue, 10 Apr 2018 20:41:28 +0000

Filip | 2

Tue, 10 Apr 2018 20:41:28 +0000

Filip | 3

Tue, 10 Apr 2018 20:41:28 +0000

Filip | 4

Tue, 10 Apr 2018 20:41:28 +0000

Taequan Crawford | 1

Mon, 07 May 2018 15:25:30 +0000

New York Ardesia Bar

vamtam — Sun, 19 Jan 2014 19:07:06 +0000

First Methodist Church

vamtam — Mon, 20 Jan 2014 00:37:18 +0000

London UK

vamtam — Mon, 25 Aug 2014 07:55:36 +0000

Full course

vamtam — Fri, 25 Aug 2017 22:33:16 +0000

Full Course

vamtam — Fri, 25 Aug 2017 22:49:55 +0000

Full Course

vamtam — Fri, 25 Aug 2017 22:55:17 +0000

Full course

vamtam — Fri, 25 Aug 2017 23:04:17 +0000

Half course

vamtam — Fri, 25 Aug 2017 23:09:17 +0000

Full course

vamtam — Fri, 25 Aug 2017 23:12:07 +0000

Full course

vamtam — Fri, 25 Aug 2017 23:18:56 +0000

Full course

vamtam — Fri, 25 Aug 2017 23:24:40 +0000

Full course

vamtam — Fri, 25 Aug 2017 23:27:55 +0000

Part Time Course

vamtam — Fri, 08 Sep 2017 06:20:30 +0000

Part Time Course

vamtam — Fri, 08 Sep 2017 06:23:38 +0000

Full Course

vamtam — Fri, 08 Sep 2017 06:24:28 +0000

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